Option “A” is correct. Return on equity (ROE) is a measure of financial performance calculated by dividing net income by shareholder’s equity. Because shareholder’s equity is equal to a company’s assets minus its debt, ROE is considered the return on net assets. ROE is considered a measure of a corporation’s profitability in relation to stockholder’s equity.
12.
What is the full form of “ROCE”?
a.
b.
c.
d.
Option “D” is correct. Return on capital employed is calculated by dividing net operating profit, or earnings before interest and taxes (EBIT), by capital employed. Another way to calculate it is by dividing earnings before interest and taxes by the difference between total assets and current liabilities.
13.
What is the full form of “ROA”?
a.
b.
c.
d.
Option “A” is correct. Return on assets (ROA) is an indicator of how profitable a company is relative to its total assets. ROA gives a manager, investor, or analyst an idea as to how efficient a company’s management is at using its assets to generate earnings.
14.
What is the full form of “QTD”?
a.
b.
c.
d.
Option “A” is correct. Quarter-to-date (QTD) is a time interval that captures all relevant company activity that occurred between the beginning of the current quarter and the point at which the data was gathered later in the quarter. Quarter-to-date information is typically gathered in situations when the entire quarterly period has not yet ended, and it can allow management to see how the quarter is shaping up.
15.
What is the full form of “NHB”?
a.
b.
c.
d.
Option “D” is correct. National Housing Bank (NHB), is the apex regulatory body for overall regulation and licensing of housing finance companies in India. It is under the jurisdiction of Ministry of Finance , Government of India. It was set up on 9 July 1988 under the National Housing Bank Act, 1987. NHB is the apex financial institution for housing. NHB has been established with an objective to operate as a principal agency to promote housing finance institutions both at local and regional levels and to provide financial and other support incidental to such institutions and for matters connected therewith.
16.
What is the full form of “FISIM”?
a.
b.
c.
d.
Option “C” is correct. FISIM stands for Financial Intermediation Services Indirectly Measured. In the System of National Accounts it is an estimate of the value of the services provided by financial intermediaries, such as banks, for which no explicit charges are made; instead these services are paid for as part of the margin between rates applied to savers and borrowers. The supposition is that savers would receive a lower interest rate and borrowers pay a higher interest rate if all financial services had explicit charges.
17.
What is the full form of “FSDC”?
a.
b.
c.
d.
Option “B” is correct. Financial Stability and Development Council (FSDC) is an apex-level body constituted by the government of India. The idea to create such a super regulatory body was first mooted by the Raghuram Rajan Committee in 2008. Finally in 2010, the then Finance Minister of India, Pranab Mukherjee, decided to set up such an autonomous body dealing with macro prudential and financial regularities in the entire financial sector of India.
18.
What is the full form of “EFT”?
a.
b.
c.
d.
Option “D” is correct. Electronic funds transfer is the electronic transfer of money from one bank account to another, either within a single financial institution or across multiple institutions, via computer-based systems, without the direct intervention of bank staff.
19.
What is the full form of “COB”?
a.
b.
c.
d.
Option “C” is correct. COB is an acronym for “close of business,” which is the end of the business day. Most companies base COB hours on traditional U.S. business closing hours of 5 p.m.
20.
What is the full form of “CAO”?
a.
b.
c.
d.
Option “B” is correct. Chief accounting officers (CAOs) are in charge of the entire accounting department of their institution. They are responsible for their company’s accounting operations and financial reporting functions. They oversee accounting and administrative staff. They must make sure that their staff follow procedures and adhere to various regulatory rules and regulations.