1. Mark the correct statements regarding “Pradhan Mantri Matsya Sampada Yojana”.

(A) Pradhan Mantri Matsya Sampada Yojana was launched by PM Narendra Modi on 10 September 2020.
(B) The scheme will be implemented at an estimated cost of Rs. 20,050 crores within a period of 10 years from the fiscal year 2020-21 to the fiscal year 2030-31 in all states and union territories.
(C) Government will register “Sagar Mitra” and encourage formation of Fish

Farmers Producer Organizations (FFPOs) to help achieve the PMMSY goals.

1. All A, B & C
2. Both B & C
3. Only A
4. Both A & C
5. None of the statements is correct.

Option “4” is correct.
Only statement A & C are correct.
· Pradhan Mantri Matsya Sampada Yojana was launched by PM Narendra Modi on 10
· The scheme will be implemented at an estimated cost of Rs. 20,050 crores within a period of 5 years from the fiscal year 2020-21 to the fiscal year 2024-25 in all states and union territories.
· Government will register “Sagar Mitra” and encourage formation of Fish
· Farmers Producer Organizations (FFPOs) to help achieve the PMMSY goals.
2. Which of the following statements are correct regarding “Pradhan Mantri Jan-Dhan Yojana”

(A) Pradhan Mantri Jan-Dhan Yojana was launched by the Prime Minister of India Narendra Modi on 28 August 2014.
(B) No interest is earned on PMJDY account.
(C) An overdraft facility up to Rs. 20,000 to eligible account holders is available.

1. All A, B & C
2. Both B & C
3. Only A
4. Only C
5. None of the statements is correct.

Option “3” is correct.
Only statement A is correct.
· Pradhan Mantri Jan-Dhan Yojana was launched by the Prime Minister of India Narendra Modi on 28 August 2014.
· Interest is earned on the deposit in PMJDY accounts.
· An overdraft facility up to Rs. 10,000 to eligible account holders is available.
3. Mark the correct statements regarding “Pradhan Mantri MUDRA Yojana”.

(A) Pradhan Mantri MUDRA Yojana is a scheme launched by the Prime Minister on April 8, 2016 for providing loans up to 10 lakh to the non-corporate, non-farm small/micro enterprises.
(B) Under the aegis of Pradhan Mantri MUDRA Yojana, MUDRA has created three products ‘Shishu’, ‘Kishore’ and ‘Tarun’.
(C) These loans are given by Commercial Banks, RRBs, Small Finance Banks, Cooperative Banks, MFIs and NBFCs.

1. All A, B & C
2. Both B & C
3. Both A & C
4. Only B
5. None of the statements is correct.

Option “2” is correct.
· Pradhan Mantri MUDRA Yojana is a scheme launched by the Prime Minister on April 8, 2015 for providing loans up to 10 lakh to the non-corporate, non-farm small/micro enterprises.
· Under the aegis of Pradhan Mantri MUDRA Yojana, MUDRA has created three products ‘Shishu’, ‘Kishore’ and ‘Tarun’.
· These loans are given by Commercial Banks, RRBs, Small Finance Banks, Cooperative Banks, MFIs and NBFCs.
4. Mark the correct statement regarding “Pradhan Mantri Suraksha Bima Yojana”.

(A) Pradhan Mantri Suraksha Bima Yojana was formally launched by Prime Minister Narendra Modi on 9 May 2015 in Kolkata.
(B) Pradhan Mantri Suraksha Bima Yojana is available to people between 18 and 65 years of age with bank accounts.
(C) The risk coverage under the scheme isRs.2 lakh for accidental death and full disability and Rs. 1 lakh for partial disability.

1. All A, B & C
2. Both B & C
3. Both A & C
4. Both A & B
5. None of the statements is correct

Option “3” is correct.
· Pradhan Mantri Suraksha Bima Yojana was formally launched by Prime Minister Narendra Modi on 9 May 2015 in Kolkata.
· The scheme is available to people between 18 and 70 years of age with bank accounts.
· The risk coverage under the scheme isRs.2 lakh for accidental death and full disability and Rs. 1 lakh for partial disability.
5. Mark the correct statements regarding Atal Pension Yojana.

(A) Atal Pension Yojana is administered by the Pension Fund Regulatory and Development Authority under the National Pension System.
(B) The minimum age of joining Atal Pension Yojana is 18 years and maximum age is 45 years.
(C) The scheme was launched by the by Prime Minister Narendra Modi on 9 May 2015 in Kolkata.

1. All A, B & C
2. Both A & B
3. Both A & C
4. Only C
5. None of the statements is correct

Option “3” is correct.
Only statements A & C are correct.
· Atal Pension Yojana is administered by the Pension Fund Regulatory and Development Authority under the National Pension System.
· The minimum age of joining Atal Pension Yojana is 18 years and maximum age is 40 years.
· The scheme was launched by the by Prime Minister Narendra Modi on 9 May 2015 in Kolkata.
6. According to the National Family Health Survey (NFHS)-5, Odisha became the top state in the list of full immunizations in India with __________ percent coverage under Mission Indradhanush.

1. 90.5 %
2. 95.5%
3. 99.5%
4. 89.5%
5. 70.5%

Option “1” is correct.
According to the National Family Health Survey (NFHS)-5, Odisha became the top state in the list of full immunizations in India with 90.5% percent coverage under Mission Indradhanush.
7. The National Rural Health Mission (NRHM) was launched to provide accessible, affordable, and quality health care to the rural population, especially the vulnerable groups. It focuses on Reproductive, Maternal, Newborn, Child Health, and Adolescent (RMNCH+A) Services. The scheme was launched in which year?

1. 2005
2. 2006
3. 2009
4. 2010
5. 2011

Option “1” is correct.
The National Rural Health Mission (NRHM)
· It was launched on 12th April 2005, to provide accessible, affordable, and quality health care to the rural population, especially the vulnerable groups. Hence, Option 2 is correct.
· NRHM seeks to provide equitable, affordable, and quality health care to the rural population, especially the vulnerable groups.
· Under the NRHM, the Empowered Action Group (EAG) States as well as the North Eastern States, Jammu, and Kashmir, and Himachal Pradesh have been given special focus.
· The thrust of the mission is on establishing a fully functional, community-owned, decentralized health delivery system with inter-sectoral convergence at all levels, to ensure simultaneous action on a wide range of determinants of health such as water, sanitation, education, nutrition, social and gender equality.
· NRHM focuses on Reproductive, Maternal, Newborn, Child Health, and Adolescent (RMNCH+A) Services.
· The emphasis here is on strategies for improving maternal and child health through a continuum of care and the life cycle approach.
· It recognises the inextricable linkages between adolescent health, family planning, maternal health and child survival. Moreover, the linking of community and facility-based care and strengthening referrals between various levels of the health care system to create a continuous care pathway is also to be focussed.
8. The Interest Equalisation Scheme (IES) was first implemented on 1st April 2015 to provide pre and post-shipment export credit to exporters in rupees. Exporters get subsidy under the ‘Interest Equalisation Scheme for pre and post-shipment Rupee Export Credit’. It has been further extended till-

1. September 31, 2024
2. March 21, 2024
3. March 31, 2023
4. March 31, 2024
5. September 31, 2023

Option “4” is correct.
•The Reserve Bank extended the interest equalisation scheme for pre and post shipment rupee credit for MSME exporters till March 2024 with the objective of boosting outbound shipments.
•Exporters get subsidy under the ‘Interest Equalisation Scheme for pre and post-shipment Rupee Export Credit’.
•In April last year, the scheme was first extended till June end and later till September 2021.
9. The recently launched Retail Direct Scheme by the Reserve Bank of India (RBI) will be instrumental in channelising the savings of the middle class, small businessmen and senior citizens directly into risk-free government securities (G-Secs). It was launched in which year?

1. 2015
2. 2016
3. 2019
4. 2020
5. 2021

Option “5” is correct.
· RBI Retail Direct Scheme was launched on 12 November 2021 as a one-stop access to facilitate investment in government securities by retail investors.
· It will be instrumental in channelising the savings of the middle class, small businessmen and senior citizens directly into risk-free government securities (G-Secs).
· Under the scheme, retail investors can open a Retail Direct Gilt (RDG) account using an online portal through which they can directly invest a minimum of ₹10,000 and maximum of ₹2 crore per security.
· The retail investors can not only place a non-competitive bid in primary issuance of all central and state government securities such as Treasury Bills and bonds but also access the secondary market through Negotiated Dealing System-Order Matching (NDS OM).
10. The Reserve Bank – Integrated Ombudsman Scheme, 2021 (the Scheme) was launched in virtual mode Prime Minister Shri Narendra Modi. It integrates which of the following scheme?

(i) The Banking Ombudsman Scheme, 2006
(ii) The Ombudsman Scheme for Non-Banking Financial Companies, 2018
(iii) The Ombudsman Scheme for Digital Transactions, 2019

1. Only (i)
2. Only (i) & (ii)
3. Only (ii) & (iii)
4. Only (iii)
5. All (i), (ii) & (iii)

Option “5” is correct.
· The Reserve Bank – Integrated Ombudsman Scheme, 2021 (the Scheme) was launched in virtual mode Prime Minister Shri Narendra Modi.
· The Scheme integrates the existing three Ombudsman schemes of RBI namely,
· The Banking Ombudsman Scheme, 2006
· The Ombudsman Scheme for Non-Banking Financial Companies, 2018
· The Ombudsman Scheme for Digital Transactions, 2019.
· The Scheme, framed by the Reserve Bank in exercise of the powers conferred on it under Section 35A of the Banking Regulation Act, 1949 (10 of 1949), Section 45L of the Reserve Bank of India Act, 1934 (2 of 1934), and Section 18 of the Payment and Settlement Systems Act, 2007 (51 of 2007).
· In addition to integrating the three existing schemes, the Scheme also includes under its ambit Non-Scheduled Primary Co-operative Banks with a deposit size of ₹50 crore and above.
· The Scheme adopts ‘One Nation One Ombudsman’ approach by making the RBI Ombudsman mechanism jurisdiction neutral.
· It will enable the customers to file their complaint from anywhere at any time through portal, email or through physical mode at one point of receipt, without the need to identify any specific Ombudsman or Scheme.
· The three Ombudsman Schemes into one will simplify the scheme by covering all complaints involving deficiency in service, and centralize the receipt and initial processing of complaints to enhance process efficiency.

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