11. The Pradhan Mantri Kisan Samman Nidhi Yojana (PM-KISAN), which was introduced in February 2019, is a central scheme that aims to provide financial support to landholding farmer families, subject to specific exclusion criteria, to enable them to cover agricultural and allied expenses. Who among the following are NOT eligible for this scheme?

(i) All Institutional Land holders
(ii) Retired pensioners whose monthly pension is Rs.10,000/-or more
(iii) All Persons who paid Income Tax in last assessment year

1. Only (i)
2. Only (i) & (ii)
3. Only (ii) & (iii)
4. Only (iii)
5. All (i), (ii) & (iii)

Option “5” is correct.
· The Pradhan Mantri Kisan Samman Nidhi Yojana (PM-KISAN), which was introduced in February 2019, is a central scheme that aims to provide financial support to landholding farmer families, subject to specific exclusion criteria, to enable them to cover agricultural and allied expenses.
· Every year, Rs 6,000 per year is sent directly into the bank accounts of eligible farmers in three four-monthly installments of Rs 2,000.
· According to the government, more than Rs 4,350 crore has been transferred to ineligible beneficiaries under the PM-KISAN scheme.
· According to the scheme’s guidelines, the state government and the UT administration would identify the farming families that are eligible for assistance.
· The following categories of beneficiaries of higher economic status shall not be eligible for benefit under the scheme rules.
· All Institutional Land holders.
· Farmer families which belong to one or more of the following categories-
i)Former and present holders of constitutional posts
ii)Former and present Ministers/ State Ministers and former/present Members of LokSabha/ RajyaSabha/ State Legislative Assemblies/ State Legislative Councils,former and present Mayors of Municipal Corporations, former and present Chairpersons of District Panchayats.
iii)All serving or retired officers and employees of Central/ State Government Ministries /Offices/Departments and its field units Central or State PSEs and Attached offices /Autonomous Institutions under Government as well as regular employees of the Local Bodies. (Excluding Multi Tasking Staff /Class IV/Group D employees)
vi)All superannuated/retired pensioners whose monthly pension is Rs.10,000/-or more (Excluding Multi Tasking Staff / Class IV/Group D employees) of above category
v)All Persons who paid Income Tax in last assessment year
vi)Professionals like Doctors, Engineers, Lawyers, Chartered Accountants, and Architects registered with Professional bodies and carrying out profession by undertaking practices.
12. The Pradhan Mantri Shram Yogi Maan-Dhan is a voluntary and contributory pension scheme that aims to provide security and protection to unorganized workers as well as to the old age group. To be eligible under the Pradhan Mantri Shram Yogi Maan Dhan, the candidate should have a monthly income of-

1. Rs. 15,000 or below
2. Rs. 20,000 or below
3. Rs. 10,000 or above
4. Rs. 18,000 or below
5. Rs. 30,000 or below

Option “1” is correct.
· Pradhan Mantri Shram Yogi Maan-Dhan (PM-SYM) was launched by Prime Minister Narendra Modi under the Ministry of Labour and Employment in February 2019.
· It was launched at Vastral in Gujarat. PM-SYM is the world’s largest pension scheme.
· Pradhan Mantri Shram Yogi Maan-Dhan is a central sector scheme that is introduced for old age protection and social security of Unorganised Workers (UW).
· To be eligible under the Pradhan Mantri Shram Yogi Maan Dhan, the candidate should fulfil the below-mentioned criteria:
· He/she should be an unorganized worker (UW) aged between 18 years to 40 years.
· He/she should have a monthly income of Rs. 15,000 or below.
· He/she should possess an Aadhar card along with a Savings Bank Account/Jan Dhan account number with IFSC.
· Some of the benefits provided to the beneficiary under this scheme are mentioned below:
· They are provided with an assured monthly pension where each beneficiary will receive a minimum assured pension of Rs 3000/- per month after attaining the age of 60 years.
· If the beneficiary dies during the receipt of the pension, 50% of the pension received by the beneficiary will be entitled to the spouse as a family pension.
· If a beneficiary has given regular contribution and died due to any cause (before the age of 60 years), his/her spouse will be entitled to join and continue the scheme subsequently by payment of regular contribution or exit the scheme as per provisions of exit and withdrawal.
13. Sukanya Samriddhi Yojana is a savings scheme launched by the government of India.
The scheme was launched in 2015. It was launched by prime minister Narendra Modi. The maximum deposit limit under this scheme is-1. ₹100,000
2. ₹120,000
3. ₹140,000
4. ₹150,000
5. ₹200,000

Option “4” is correct.
· Sukanya Samriddhi Yojana is a savings scheme launched by the government of India.
· The scheme was launched in 2015.
· It was launched by prime minister Narendra Modi.
· Under this scheme, a special deposit account can be opened for girl children in her name by her parents in any post office or authorized branches of commercial banks.
· The maximum age of a girl eligible for opening an account in Sukanya Samriddhi Yojana is 10 years.
· The initial deposit required to open an account is ₹250(initially which was ₹1000).
· The maximum deposit limit under this scheme is ₹150,000.
· Only two girl children from a family will get the benefit of Sukanya Samriddhi Yojana.
14. Pradhan Mantri Jeevan Jyoti Bima Yojana is a government-backed Life insurance scheme in India. It was originally mentioned in the year 2015 Budget speech by Finance Minister Arun Jaitley in February 2015. What is the Maximum age limit to enroll in this scheme?

1. 45 years
2. 50 years
3. 55 years
4. 60 years
5. 65 years

Option “2” is correct.
· The PMJJBY is available to people in the age group of 18 to 50 years having a bank account who give their consent to join / enable auto-debit.
· Aadhar would be the primary KYC for the bank account. The life cover of Rs. 2 lakhs shall be for the one year period stretching from 1st June to 31st May and will be renewable.
· Risk coverage under this scheme is for Rs. 2 Lakh in case of death of the insured, due to any reason.
· The premium is Rs. 330 per annum which is to be auto-debited in one installment from the subscriber’s bank account as per the option given by him on or before 31st May of each annual coverage period under the scheme.
· The scheme is being offered by Life Insurance Corporation and all other life insurers who are willing to offer the product on similar terms with necessary approvals and tie up with banks for this purpose.
15. Mahatma Gandhi National Rural Employment Guarantee Scheme (MGNREGA) was officially launched in 2006. The primary objective of the scheme is to guarantee 100 days of employment in every financial year to adult members of any rural household willing to do public work-related unskilled manual work. How many seats are to be reserved for women beneficiaries under this scheme?

1. One half
2. One-third
3. One-fourth
4. One-fifth
5. One-sixth

Option “2” is correct.
Mahatma Gandhi National Rural Employment Guarantee Scheme (MGNREGA)
· It was officially launched in 2006.
· The Mahatma Gandhi National Rural Employment Guarantee Act was passed on 23rd August 2005.
· The act was first proposed in 1991 by P.V. Narasimha Rao.
· The primary objective of the scheme is to guarantee 100 days of employment in every financial year to adult members of any rural household willing to do public work-related unskilled manual work.
· At least one-third of beneficiaries have to be women.
· Wages must be paid according to the statutory minimum wages specified for agricultural labourers in the state under the Minimum Wages Act, 1948.
· Key Stakeholders under MGNREGA-
o Wage seekers
o Gram Sabha (GS)
o Three-tier Panchayati Raj Institutions (PRIs)
o Programme Officer at the Block level
o District Programme Coordinator (DPC)
o State Government
o Ministry of Rural Development (MoRD)
o Civil Society
o Other stakeholders (In line departments, convergence departments, Self-Help Groups (SHGs)
· MGNREGA Job Card is a document that renders a worker entitled for work under the MGNREGA Scheme
16. How much amount has been allocated for MGNREGA in the Union Budget 2021-22?

1. Rs. 53,000 crore
2. Rs. 63,000 crore
3. Rs. 73,000 crore
4. Rs. 83,000 crore
5. Rs. 93,000 crore

Option “3” is correct.
In the Financial Year 2021-22, the budget provision for the scheme is Rs. 73,000 crore.
17. PM Gram Sadak Yojana was introduced in 2000 by the then-Prime Minister of India Late Shri Atal Bihari Vajpayee. PM Gram Sadak Yojana was introduced in 2000 by the then-Prime Minister of India Late Shri Atal Bihari Vajpayee. This scheme was started from which state of India?

1. Haryana
2. Rajasthan
3. Punjab
4. Uttarakhand
5. Uttar Pradesh

Option “5” is correct.
· PM Gram Sadak Yojana (PMGSY) was started in Uttar Pradesh in the year 2012.
· PM Gram Sadak Yojana was introduced in 2000 by the then-Prime Minister of India Late Shri Atal Bihari Vajpayee.
· Mukhya Mantri Gram Sadak Yojana run by various state governments are the schemes that complement PMGSY
· The aim was to provide roads to all villages with a population of 1000 persons and above by 2003.
· The aim was also to provide roads to all villages with a population of 500 persons and above by 2007.
· Mahatma Gandhi National Rural Employment Guarantee Act was passed on September 7, 2005, but it came into force on February 2, 2006.
18. The Make in India program aims to convert India to a self-reliant country and to give the Indian economy global recognition. The Make in India program was started on 25th September 2014.
It was launched by the prime minister of India Narendra Modi. It was launched during which five-year planning in India?1. Fifth Five Year Plan
2. Sixth Five Year Plan
3. Eighth Five Year Plan
4. Tenth Five Year Plan
5. Twelfth Five Year Plan

Option “5” is correct.
The Make in India program aims to convert India to a self-reliant country and to give the Indian economy global recognition.
The Make in India program was started on 25th September 2014.
· It was launched by the prime minister of India Narendra Modi.
· It was launched during the 12th five-year planning in India.
· The Make in India is organized by the government of India.
· The main objectives of the Make in India program are:
· Enforcement of secondary and tertiary sectors in India.
· Manufacturing of products in India and sell the products worldwide.
· Creating job opportunities for more than 10 million people.
· Boosting of India’s GDP, trade, and economic growth.
19. Pradhan Mantri Awas Yojana (Urban) Mission launched on ___________________(A) which intends to provide housing for all in urban areas by ______________(B). The Mission provides Central Assistance to the implementing agencies through States/Union Territories and Central Nodal Agencies for providing houses to all eligible families/ beneficiaries against the validated demand for houses for about 1.12 cr. As per PMAY(U) guidelines, the size of a house for Economically Weaker Section (EWS) could be upto 30 sq. mt. carpet area, however States/UTs have the flexibility to enhance the size of houses in consultation and approval of the Ministry.

Which among the following will fit into the blank (A)?

1. 25th June 2013
2. 25th June 2014
3. 25th June 2015
4. 25th June 2016
5. 25th June 2017

Option “3” is correct.
Pradhan Mantri Awas Yojana (Urban) Mission launched on 25th June 2015.
20. Pradhan Mantri Awas Yojana (Urban) Mission launched on ___________________(A) which intends to provide housing for all in urban areas by ______________(B). The Mission provides Central Assistance to the implementing agencies through States/Union Territories and Central Nodal Agencies for providing houses to all eligible families/ beneficiaries against the validated demand for houses for about 1.12 cr. As per PMAY(U) guidelines, the size of a house for Economically Weaker Section (EWS) could be upto 30 sq. mt. carpet area, however States/UTs have the flexibility to enhance the size of houses in consultation and approval of the Ministry.

Which ministry is the implementing agency of Pradhan Mantri Awas Yojana?

1. Ministry of Housing and Urban Affairs
2. Ministry of Women & Child Development
3. Ministry of Health & Family Welfare
4. Ministry of Civil Aviation
5. Ministry of Rural Development

Option “1” is correct.
Ministry of Housing and Urban Affairs is the implementing agency of Pradhan Mantri Awas Yojana.

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